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LIC BIMA SHREE PLAN

       

Non Linked Money Back Limited Payment Guaranteed Addition

Age Group    –  Policy Term

8  –  55 yrs    -    14   yrs  

8  –  51  yrs    -    16   yrs 

8  –  48 yrs    -    8   yrs 

8  –  45 yrs    -    20   yrs

  Term – 4  =  Premium Paying term

14 yrs – 10 yrs
16 yrs – 12 yrs
18 yrs – 14 yrs

20 yrs – 16 yrs 

Maturity Benefit

Maturity Sum Assured

+

Guaranteed Additions

+

Loyalty Additions

Death Benefit

Death Sum Assured
+
Guaranteed Additions
+
Loyalty Additions

Guaranteed Additions

First 5 Years 
Rs.50 per 1000 BSA

Subsequent Years
Rs.55 per 1000 BSA

Commencement of Risk
from
Day One

Sum Assured on Death :
Highest of:

1. 125% of BSA   or
2. 10 times AP  or
3. 105% of Total Premiums Paid (excluding GST)

USP’s of BIMA SHREE
1. Exclusive Plan for Upper Middle Class
2. Guaranteed Addition for Full PPT
3. Loan after 2 years
4. 125% Risk Cover from day 1
5. Premium Waiver for Minors
6. Money Back in 2 years Gap
7. 4 years Premium Holiday
8. Loyalty Addition after 5 years
9. SB Deferment Option
10. Settlement Option for SB and Claim

Optional Riders:
1. Accidental Death and Disability Rider
2. Accident Benefit Rider
3. Term Assurance Rider
4. Critical Illness Rider5. Premium Waiver Benefit Rider (Minor)

Loan Just After
2 years